I fully admit, I don't understand the arcane art and science that is taxes and their applicable laws. But there's been something that has sort of been on my mind since around October or so.
Back when the Tea Party movement was in full force (not that it isn't now), there was clamoring for an overhaul of our tax system. I think anyone can agree our tax system is far from perfect, and needlessly convoluted. But their solution, I feel, far oversimplified things. I don't think you can take the most complicated of things, and reduce it to the simplest without losing something.
To boil humans, an extremely complicated species, for sure, into an amoeba, for example. So much would be lost in the process. Intelligent thought, for example. And no, I will not use this as an opportunity to insult tea partiers or republicans. =)
So you have our insanely complicated tax system, thousands of pages of tax codes, and thousands of people to help people understand all this. Big companies hire tax lawyers and accounting firms to pay as little as possible, so on and so forth. Poor people pay no tax, because, well, they're poor. Average people pay average tax, and the rich overwhelmingly pay most of the taxes.
Some people want to change this to a flat tax, and I understand the sentiment. Taxes are complicated, and who wants to pay someone to do their taxes. Who wants to employ an entire government agency to collect them, et cetera. Well, I do, for one.
Imagine that there was a flat tax. First of all, it doesn't work, a flat tax is regressive. Flat tax boils down to a very simple set of ideas:
First, the poor end up paying more taxes. The people who can afford it least actually have to pay more and, in effect become poorer.
Second, the rich pay less in tax. The people who need the money least end up with even more money.
The gross side effect of this nonsense is that the middle class basically disappears. The income inequality is already bad enough, with CEOs making hundreds of times what their workers earn, and that is largely due to the fact that our tax system has been slowly regressing more towards a flat tax (in theory).
But, taxes really aren't that complicated. Most people can file a 1040 or 1040EZ which takes only an hour or so of your time, even if you don't know what you're doing. For self-employed people, taxes can in fact be more complicated, but this is largely do to having to do your own bookkeeping, not an overly complex system of tax codes. How much did you spend on gas and electricity? There's a line for that on the form. How much in entertainment and food? Take half of that and slap it on the form. It's basically a boring adult version of color-by-numbers.
As for the people that taxes are really complicated for? The obscenely rich who have investments and the like who pay lobbyists to insert loopholes that they then hire tax lawyers and accounting firms to exploit to the max. Maybe this is a little biased, but when is the last time you took advantage of a tax loophole? I'll bet Exxon-Mobile does it on a daily basis, like monkeys on the discovery channel. Does it make sense that the CEO of World Wrestling Entertainment gets paid $800,000 in wages (taxed at 35%) and $20 million in dividends (taxed at 15%). This is why the tax codes are needlessly complicated, because rich people intended it to be so.
Note: I'm being chastised because the other half would like to work out, so I will bring this post to a close. I actually only intended it to be a short little snippet of a post anyway.
Casting aside the irreparable harm that a flat tax would cause to this country's economy and to it's people, I have another extremely large concern. This is my main concern, really, and why I started this post originally.
If we went to a flat tax for everything, and got rid of the IRS, then what? What about those people? They are now not only out of a job but out of a career. They will have been trained for an industry that no longer exists. The IRS workers would all be out of jobs and basically screwed. Would tea partiers be willing to have the government pay to reeducate these people for new careers? Or are they strictly on their own? Would my dad be able to retire? I don't think he can go back to school for a new career at his age. What about my brother and his family? Would they be out of luck too? Would they add to unemployment and homeless statistics? What about Kaulean who does something related to taxes and auditing for the government?
Also, H&R Block, Jackson Hewitt, and the like. Although I don't like them as businesses, certainly they employ at least some decent people who'd be out of work. As would every other CPA or accountant.
So tell me again, how is a flat tax good, and what problems does it solve? Because frankly, my dear, I just don't see it.
I Don't See How A Flat Tax Solves Anything
Monday, February 21, 2011 | Posted by Akaghi at 12:44 PM | Labels: Business, Family, Flat Tax, Haters Gonna Hate, Ignorance, Lamesauce, Moral Ambiguity, Politics, Some People Say, Taxes, Unfair
On Twilight And The Questions I Have
Friday, January 7, 2011 | Posted by Akaghi at 11:46 PM | Labels: Movies, Penis and Vagina, Snark, Taxes, The Room, Twilight, Vampires
On Sex:
Edward Cullen is a vampire; he's freezing cold, how does that feel good for a woman?
Vampires are made out of granite or diamonds or something, wouldn't Edward and his glistening, diamond dick rip Bella to shreds?
Vampires have semen?
Vampires don't have blood, right? Then how does Edward get an erection to have a baby with Bella anyway?
On Powers:
If vampires have superhuman strong teeth and jaws, how come they just break the skin, and don't bite right through the arm. I mean, James broke Bella's leg just by pressing on it.
Edward is always driving a car. But he's superfast. Is this to seem normal? Why doesn't he just run. Most of the time it's just because he's pissed off at Jacob when he shows up in a car.
On Food:
Is it really appropriate for vampires to call themselves vegetarians because they eat animals and not humans? That's kind of like vegans and vegetarians who eat fish "because it's not meat"
Any human food vampires eat they must cough up because they cannot digest it. What about liquids? Does Edward have to cough up Bella's spit after they kiss?
Why do the Cullen's have a huge, bad ass kitchen filled with all kinds of kitchen appliances, tools, and cookware if they don't ever need to eat?
Do the Italian police really not notice that tour groups in Volterra regularly disappear?
How do people from Volterra not notice that the Volturi haven't aged over thousands of years?
How do people have claimed to "vanquish" vampires from the city? They never get suspicious that daily, dozens of people die when they go to the Volturi Castle? No one's suspicious.
When werewolves change, their shorts are shredded, but when they change back to humans their shorts are magically repaired. What gives?
On Acting:
Does Kristen Stewart really always need to look like she's going to hurl? It's like she's watching the nude scenes in The Room.
Charlie's mustache does an excellent job acting as a mustache. Brava!
Kristen Stewart doesn't always have to look pained and stammer, you know. Just sayin'
Why don't Edward and Bella ever look at each other? They're always looking off to the side, or down.
On Assimilation:
Carisle is a practicing doctor. One would assume he's licensed, et cetera. Does no one notice he's been paying dues since doctors started needing to pay them?
In the same vein (I think that's right?), the IRS never notices that he's been filing taxes for several hundred years? One would imagine that, at the very least, this would increase his odds of being audited. At some point, one has to assume the IRS would find out about his whole being a vampire thing. Then maybe the Volturi could nail him.
As Americans, all of them should have social security numbers, I'd imagine. If Carlisle claims any of them as dependents for taxes, they'd definitely need social security numbers. Carlisle probably has had one since 1936, when they were first introduced, since he's been working as a doctor since at least before 1920, when he "turned" Edward. Does the Social Security Administration and the IRS never notice this discrepancy?
What about the reuse of social security numbers. It would seem that at some point this would affect the Cullens.
How does Bella marry Edward? This marriage can't possibly be legal. And what of their half-breed child, Renesmee? Is this child registered with the government? So on and so forth.
Why do the Cullen's attend school? They don't have to, it seems like they're trying to go out of their way to show vampires are real. I'd think that living in the public, attending school (except in good weather), and the like only go against the whole vampire code of not letting humans know vampires exist.
How do they even attend school? There is paperwork and stuff necessary for attending school. And when they move, you'd assume they'd request school records. Do the Cullen's just lie and say they're incoming freshman? Considering how old they all look, I'd find it hard that hard to believe. So if they are attending as seventeen-year-olds, wouldn't they need transfer records?
The Cullen's must forge an awful lot of paperwork. Schools, taxes, mortgages, bank info, et cetera.
On Death, and Stuff:
When humans are turned into vampires, then what? By that I mean, what of their human bodies? Are they forever referred to as "missing persons?"
When they assume the name, "Cullen" that's not going to get them very far. I mean, they'd have no documentation whatsoever. I understand in the last book, Bella and Edward go on their Honeymoon off the coast of South America. How does a Vampire get a passport? Edward went to Italy, too.
Do vampires just walk across the ocean, or do they use their super speed to circumvent border security? (Note: I wonder how Fox News feels about this)
Bella becomes a vampire. She must "go missing" or something. Honestly, how do they get away with this? Charlie would never stop looking for her. Are we supposed to believe that her family will just let her go? Does she "die" but they never see a body?
Clicking below and purchasing means a small percentage of the sale goes to me, fyi. They are the single disc editions, at around $10 apiece.
Tax Cuts Don't Always Result In Paying Less Taxes
Saturday, December 11, 2010 | Posted by Akaghi at 8:42 PM | Labels: capitalism, Rant, Taxes, Unfair
It really bothers me that the tax cut deal will actually increase taxes on poor people. It's kind of ironic, considering that of all the people who could use the money, they are the only ones who will pay more.
I don't think billionaires need the million-upon-millions of extra dollars. Sure, for the poorest, taxes may only go up by a very small amount, but that very small amount is a much larger percentage of their income. (Fun Fact: The Walton Family would save over 23 billion dollars with the estate tax portion alone. That doesn't even include the income tax portion.)
Anyone making $20,000 or less a year, or married couples making $40,000 or less will actually pay more taxes this upcoming year. Beyond being unfair, it just doesn't make sense. Consider that in Connecticut $20,000 is already hard enough to live on. A married couple making only $40,000 for the most part cannot survive.
Let's do some simple math:
$40,000 a year equals $769.23 a week for two people pre-tax.
Taking out takes would leave that couple with around $30,600 a year or $588.46 a week.
That brings us to around $2,353 a month. Let's pay some bills and, hopefully, buy some groceries.
Rent: $1,000 ($1,000)
Electricity (Second highest in the nation): $100 ($1,100)
Internet: $$40 ($1,140)
Cell Phones: $60 ($1,200)
Car Insurance: $200 ($1,400)
Car Payments: $350 ($1,750)
Gas: $160 ($1,810)
Groceries: $160 ($1,970)
Monthly necessities: $100 ($2,070)
That leaves about $300 a month leftover, and I am sure I am forgetting things. Of course this doesn't include buying new clothing, gifts, entertainment, or other necessities. Nor does it include renter's insurance, property insurance for two cars (probably $750-$1,000), or other random miscellany. This doesn't include doctor's appointments, prescriptions, car repairs, or other unforeseen circumstances.
Perhaps most importantly though, this offers no room whatsoever in a budget to actually save money for a future. This doesn't include having children and their associated costs. This doesn't account for buying furniture or anything else like televisions or kitchen gadgets.
Fact is, in Connecticut, a couple cannot live on $40,000 dollars just as a single person can't live (on their own) on $20,000. It just doesn't add up. At best, you'd spend exactly what you take in, living week-to-week praying that nothing goes wrong. No chance at having a family and no chance to save towards a future. No vacations or getting sick.
But these are the only people who will pay more taxes; the people who can afford it the least. To call the fact that the very richest of Americans would pay less goes so far beyong a slap in the face. It kind of feels more like a door mat. But not a nice, fuzzy new one; no, an old ratty one they just want to throw away. That's us: garbage.